Which one of the following isnota feature of the Ayushman Bharat Scheme?
The scheme provides a benefit cover of Rs. 10 lakh per family.
The question asks to identify which statement is not a feature of the Ayushman Bharat Scheme. To answer this, we need to examine the core components and benefits offered by the scheme.
The Ayushman Bharat - Pradhan Mantri Jan Arogya Yojana (PM-JAY) is a flagship scheme of the Government of India providing health cover to the poorest and vulnerable sections of the population. It aims to provide access to cashless and paperless services at the point of service.
Let's evaluate each option provided regarding the features of the Ayushman Bharat Scheme:
Based on the analysis, Option 4 describes a benefit cover amount that is different from the actual cover provided by the Ayushman Bharat Scheme. Therefore, it is not a feature of the scheme.
The statement that is NOT a feature of the Ayushman Bharat Scheme among the given options is the one claiming a benefit cover of \(\text{Rs. } 10 \text{ lakh}\) per family. The correct cover is \(\text{Rs. } 5 \text{ lakh}\) per family per year.
| Statement | Is it a Feature of Ayushman Bharat? | Explanation |
|---|---|---|
| No cap on family size/age | Yes | Covers all eligible family members listed in SECC database. |
| Includes pre- & post-hospitalization | Yes | Covers expenses before and after hospitalization for specific periods. |
| Includes transport allowance | Yes | Provides a defined amount for transportation costs. |
| Benefit cover of Rs. 10 lakh | No | The correct cover is \(\text{Rs. } 5 \text{ lakh}\) per family per year. |
| Feature | Details |
|---|---|
| Annual Cover | \(\text{Rs. } 5 \text{ lakh}\) per family per year |
| Coverage Type | Secondary and Tertiary Care Hospitalization |
| Eligibility | Poor & vulnerable families based on SECC data |
| Family Size/Age | No cap |
| Pre- & Post-Hospitalization | Included (specific duration) |
| Transport Allowance | Included |
| Nature of Service | Cashless and paperless |
The Ayushman Bharat scheme is one of the world's largest health insurance/assurance schemes. It was launched in 2018. The scheme aims to cover over 10 crore poor and vulnerable families, which is approximately 50 crore beneficiaries. The benefits under PM-JAY are portable across the country, meaning a beneficiary can avail cashless treatment at any empanelled public or private hospital across India. The scheme covers over 1,949 medical packages, including surgery, medical and day care treatments, cost of medicines and diagnostics.
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