In the following passage, some words have been deleted. Read the passage carefully and select the most appropriate option to fill in each blank. Budgeting helps us save. Saving can be done by (1) _________ income and expenses. If your expenses (2) _________ your income, it means you are unable to prioritise your expenses. First, it is important to (3) _________ your expenses according to the priority. This will definitely help you to (4) _________ where most of your expenses are done. The money left after limiting the expenses is your saving and after that you can think of your (5) _________ .
Select the most appropriate option to fill in blank number 1.
segregating
The sentence: 'Saving can be done by (1) _________ income and expenses.'
What the blank needs. The verb governs two nouns, income and expenses, and the passage is describing the very first step in budgeting. Before anything can be compared or prioritised, the two figures have to be kept apart so each can be seen clearly.
Segregating means separating things into distinct groups, which is exactly what a budget does with money coming in and money going out.
Why the others fail:
Mixing and joining both combine the two figures into one. That would defeat the purpose of a budget, since you could no longer tell what you earn from what you spend.
Subtracting is closer, but it yields a single net figure. The very next sentence compares expenses against income ('If your expenses exceed your income'), which requires the two to remain separate rather than reduced to one number.
The answer is segregating.
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Important Questions from Cloze Test
What would come in place of 1
What would come in place of 2
What would come in place of 3
What would come in place of 4
What would come in place of 5
