Which index in 2025 highlighted that account ownership in India has reached to 89% since 2011?
Global Findex 2025
The Global Findex Database is published by the World Bank and is the leading global source of data on financial inclusion.
It measures how adults across countries save, borrow, make payments and, most importantly, whether they own an account at a bank or other financial institution.
The Global Findex 2025 edition highlighted that account ownership among adults in India had risen to about 89%, a sharp increase from its level back in 2011.
This jump reflects the impact of large-scale schemes such as Jan Dhan accounts, Aadhaar-linked identity and the spread of digital payments in expanding access to formal finance.
The Fiscal Health Index deals with the financial condition of states, not with individual account ownership.
'Gross Financial Index' is not a recognised World Bank report, and the National Strategy for Financial Education is a policy framework rather than a measuring index.
Therefore, the index that reported this finding is the Global Findex 2025.
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