Understanding the Goal: Social Security for Unorganized Workers
The question asks to identify the specific government scheme designed to offer social security to workers in the unorganized sector.
Option Analysis
- MGNREGA: While it provides employment and income security, its primary focus is rural employment generation, not comprehensive social security for all unorganized workers across sectors.
- Atal Pension Yojana (APY): This scheme specifically targets the unorganized sector by providing a regular pension after the age of 60, directly addressing social security needs like retirement income.
- Pradhan Mantri Jan Dhan Yojana (PMJDY): This scheme promotes financial inclusion by providing bank accounts, insurance, and overdraft facilities. While beneficial, its core aim isn't specifically the long-term social security (like pensions) for unorganized workers.
- National Health Mission (NHM): NHM focuses on improving healthcare access and services. While healthcare is a component of social security, APY is the scheme dedicated to providing income security (pension) to the unorganized sector.
Conclusion
Atal Pension Yojana (APY) is the most fitting scheme as it directly provides a pension, a key form of social security, for individuals working in the unorganized sector.
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