NIACL AO Prelims Cutoff 2026 Out (Soon): Check Previous Year Cutoff Marks
NIACL AO Final Cutoff 2025 will soon be released by New India Assurance Company Limited (NIACL) on its official website. Candidates can view the category-wise and section-wise final cutoff for both Generalist and Specialist posts. NIACL will release NIACL AO Prelims cutoff 2026 online after the Prelims result is out. This cutoff shows the minimum marks that candidates need to proceed to the next phase of the selection process of NIACL AO 2026. The cutoff marks depend on several factors, like the difficulty level of the exam, the total number of available vacancies, and the overall performance of the candidates.
NIACL AO Cutoff 2025
Candidates can check the table below for NIACL AO Prelims category-wise cutoff 2025:
| Discipline | SC | ST | OBC | EWS | UR | HI | OC | VI | ID/MD |
|---|---|---|---|---|---|---|---|---|---|
| Generalists | 68 | 61.5 | 71.25 | 70.5 | 76.75 | 43.75 | 60.25 | 65 | 52 |
| Risk Engineers | 55.75 | 48 | 61.75 | 57.5 | 68 | 11.5 | – | 35.75 | – |
| Automobile Engineers | 11.5 | 8.75 | 9 | 19 | 23 | – | – | % | % |
| Legal Specialists | 37 | 30.25 | 37.5 | 37 | 53.75 | 18.25 | – | 18.5 | 18 |
| Accounts | 55.5 | 45.75 | 58.5 | 59.75 | 67.5 | 25.5 | – | – | – |
| AO (Health) | 32.255 | 23 | 30 | 25.4 | 41.75 | 25.5 | 11.25 | – | – |
| IT Specialists | 54.5 | 49 | 55.5 | 52.5 | 65.25 | 12 | – | – | – |
| Business Analysts | 27.755 | 11.25 | 35 | 19.25 | 56.75 | 36.5 | – | 23 | 28.5 |
| Company Secretary | – | – | – | – | 18.5 | – | – | – | – |
| Actuarial Specialists | – | – | – | – | 15.75 | – | – | – | – |
Candidates can check the table below for NIACL AO Prelims sectional cutoff 2025:
| Section | Maximum Marks | SC/ST/OBC/PwBD | UR/EWS |
|---|---|---|---|
| English Language | 30 | 9.75 | 13.5 |
| Reasoning Ability | 35 | 14.25 | 18.5 |
| Quantitative Aptitude | 35 | 10.75 | 13.25 |
NIACL AO Cutoff 2024
Candidates can check the table below to see NIACL AO 2024 Prelims Cutoff:
| Category | Generalists | Accounts |
|---|---|---|
| SC | 74.75 | 52.25 |
| ST | 68.75 | 37.25 |
| OBC | 77.75 | 51.25 |
| EWS | 77.75 | 49.25 |
| UR | 81.75 | 64.25 |
| HI | 49.25 | 27.25 |
| OC | 71 | 36.75 |
| VI | 71 | 26.5 |
| ID/MD | 26.75 | 22 |
Check the table below to see NIACL AO 2024 Prelims section-wise Cutoff:
| Section | SC/ST/OBC/PwBD (Genral) | EWS/UR (General) | SC/ST/OBC/PwBD (Accounts) | EWS/UR (Accounts) |
|---|---|---|---|---|
| English Language | 12.00 | 15.00 | 7.25 | 10.75 |
| Reasoning Ability | 8.00 | 13.00 | 1.00 | 5.50 |
| Quantitative Aptitude | 3.75 | 7.25 | 2.50 | 6.25 |
Candidates can check the table below to see NIACL AO 2024 Mains cutoff:
| Category | Generalists | Accounts |
|---|---|---|
| SC | 82 | 65.50 |
| ST | 76.50 | 52.75 |
| OBC | 91.25 | 72 |
| EWS | 90.50 | 74.25 |
| UR | 99.25 | 87.75 |
| HI | 49.25 | # |
| OC | 96.25 | 47.75 |
| VI | 87 | 59.50 |
| ID/MD | 46.75 | 73 |
Candidates can check the table below to see NIACL AO 2024 Mains section-wise cutoff:
| Section | SC/ST/OBC/PwBD (Gen) | EWS/UR (Gen) | SC/ST/OBC/PwBD (Acc) | EWS/UR (Acc) |
|---|---|---|---|---|
| Reasoning Ability | 7.25 | 10.50 | 2.00 | 4.75 |
| English Language | 12.00 | 16.00 | 1.75 | 5.75 |
| General Awareness | 1.00 | 2.75 | 1.00 | 1.25 |
| Quantitative Aptitude | 9.25 | 12.25 | 4.75 | 7.00 |
| Professional Knowledge | -- | -- | 1.00 | 1.75 |
Candidates can check the table below to see NIACL AO 2024 Final cutoff:
| Category | Accounts | Generalists |
|---|---|---|
| SC | 53.09 | 53.09 |
| ST | 45.44 | 51.22 |
| OBC | 51.63 | 57.97 |
| EWS | 54.59 | 57.84 |
| UR | 55.72 | 60.09 |
| HI | -- | 45.84 |
| OC | 50.97 | 56.84 |
| VI | 50.44 | 55.53 |
| ID/MD | 47.22 | 50.94 |
NIACL AO Cutoff 2023
Candidates can check the table below to see NIACL AO 2023 Prelims Cutoff:
| Disciplines | SC | ST | OBC | EWS | UR |
|---|---|---|---|---|---|
| Generalists | 72.75 | 65.75 | 77.25 | 77.25 | 81.75 |
| Risk Engineers | 53.75 | 46.25 | 56.75 | 53.75 | 65 |
| Automobile Engineers | 7.50 | 10.25 | 6.50 | 15.25 | 24 |
| Legal Officers | 31.75 | 24 | 28.50 | 20 | 44.75 |
| Accounts | 18.25 | 18.25 | 12.50 | - | 18.25 |
| Health | 17.50 | 8 | 17.75 | 14 | 30.50 |
| IT Specialists | 55.50 | 44 | 55 | 50.75 | 65.25 |
Candidates can check the table below to see NIACL AO 2023 Prelims section-wise Cutoff (for generalists):
| Section | SC/ST/OBC/PwBD | UR |
|---|---|---|
| English Language | 24.25 | 17.50 |
| Reasoning Ability | 5.50 | 10 |
| Quantitative Aptitude | 5.25 | 9 |
Candidates can check the table below to see NIACL AO 2023 Mains Cutoff:
| Discipline | SC | ST | OBC | EWS | UR | HI | OC | VI | ID/MD |
|---|---|---|---|---|---|---|---|---|---|
| Risk Engineers | 77.25 | 72 | 84.25 | 90.25 | 95.75 | 55.75 | 61 | -- | 40.75 |
| Automobile Engineers | 53.50 | 41.50 | 50.75 | 20.25 | 70 | -- | 19.25 | 54.25 | -- |
| Legal Officers | 70 | 64.75 | 71.50 | 71.25 | 85.75 | 39.25 | 58.25 | 68.50 | 57.50 |
| Accounts | 30 | 51.25 | 35.50 | 72.50 | 74.75 | 66.75 | -- | -- | -- |
| Health | 51.50 | 32.75 | 53.50 | 42.75 | 64.50 | 19.50 | 26 | -- | 35.75 |
| IT Specialists | 77.75 | 69.25 | 79.25 | 81 | 86.75 | 43.75 | -- | -- | -- |
| Generalist | 86.50 | 76.75 | 95.25 | 98.50 | 103.75 | 64.50 | 91 | 99.25 | 86 |
Candidates can check the table below to see NIACL AO 2023 Mains section-wise Cutoff:
| Section | SC, ST, OBC, PwBD | EWS, UR |
|---|---|---|
| Reasoning Ability (50) | 11.50 | 14.50 |
| English Language (50) | 19 | 22 |
| General Awareness (50) | 3 | 5.25 |
| Quantitative Aptitude (50) | 14.75 | 17 |
NIACL AO 2021 Cutoff
Candidates can check the table below to see NIACL AO 2021 Prelims Cutoff:
| Category | Prelims Cut Off |
|---|---|
| UR | 73.75 |
| SC | 64.50 |
| ST | 58.75 |
| OBC | 68.25 |
| EWS | 68.75 |
| HI | 41.75 |
| OC | 61 |
| VI | 63.75 |
| ID/MD | 20.50 |
Candidates can check the table below to see NIACL AO 2021 Prelims section-wise Cutoff for Generalists:
| Category | English Language | Reasoning Ability | Quantitative Aptitude |
|---|---|---|---|
| SC/ST/OBC/PwD | 11 | 2.25 | 4.25 |
| UR | 14.50 | 6.50 | 7.25 |
Candidates can check the table below to see NIACL AO 2021 Mains Cutoff:
| Category | Mains Cut Off |
|---|---|
| UR | 100.75 |
| SC | 71.75 |
| ST | 70.75 |
| OBC | 70.75 |
| EWS | 74.75 |
| HI | 65.50 |
| OC | 90.75 |
| VI | 94.75 |
Candidates can check the table below to see NIACL AO 2021 Mains Descriptive Cutoff:
| Category |
|
| SC/ST | 13.5 |
| UR/OBC/EWS | 15 |
NIACL AO 2018 Cutoff
Candidates can check the table given below to know about NIACL AO 2018 Prelims category-wise cutoff:
| Discipline | SC | ST | OBC | UR | HI | OC | VI | ID/MD |
|---|---|---|---|---|---|---|---|---|
| Company Secretary | - | - | - | 36.75 | - | - | - | - |
| Legal | 20.25 | 14.50 | 16.75 | 36.25 | - | 18.25 | - | - |
| Finance & Accounts | 47.00 | 28.25 | 46.25 | 56.50 | 34.50 | - | 36.50 | - |
| Generalist | 70.50 | 61.00 | 75.75 | 80.25 | 45.25 | 69.50 | 72.25 | 34.00 |
Candidates can check the table given below to know about NIACL AO 2018 Prelims section-wise cutoff:
| Discipline | Company Secretary | Legal | Finance & Accounts | Generalists | ||||
|---|---|---|---|---|---|---|---|---|
| Test | SC/ST/OBC/PwBD | UR | SC/ST/OBC/PwBD | UR | SC/ST/OBC/PwBD | UR | SC/ST/OBC/PwBD | UR |
| English Language | 9.75 | 12.50 | 8.75 | 12.25 | 8.75 | 12.25 | 10.75 | 14.00 |
| Reasoning Ability | 3.25 | 6.00 | 2.75 | 5.75 | 5.25 | 8.75 | 11.25 | 15.50 |
| Quantitative Aptitude | 3.25 | 5.75 | 1.50 | 4.00 | 4.00 | 7.25 | 7.25 | 10.75 |
Candidates can check the table given below to know about NIACL AO 2018 Prelims State-wise cutoff:
| State | SC | ST | OBC | GEN |
|---|---|---|---|---|
| Andaman & Nicobar (Port Blair) | - | - | 53.25 | 74.25 |
| Andhra Pradesh | - | 73.50 | - | 88.25 |
| Assam | 75.75 | 69.75 | 78.00 | 83.75 |
| Bihar | - | - | - | 88.25 |
| Chandigarh (UT) | 76.00 | - | 77.50 | 87.75 |
| Chattisgarh | 74.25 | 67.25 | - | 86.75 |
| Delhi | 80.25 | 72.00 | 82.50 | 89.25 |
| Goa | - | - | - | 69.00 |
| Gujarat | 78.25 | 64.50 | 71.50 | 82.75 |
| Haryana | 77.50 | - | - | 89.00 |
| Himachal Pradesh | 77.75 | - | - | 87.25 |
| Jammu & Kashmir | 75.50 | 64.25 | - | 86.50 |
| Jharkhand | 76.50 | - | - | 88.00 |
| Karnataka | 71.75 | 70.00 | 75.75 | 81.25 |
| Kerala | 79.75 | - | 86.25 | 89.00 |
| Madhya Pradesh | 77.25 | 59.25 | - | 86.75 |
| Odisha | 79.00 | 69.00 | 86.50 | 88.00 |
| Puducherry | - | - | - | 79.50 |
| Punjab | 76.25 | - | - | 90.00 |
| Rajasthan | 82.00 | 73.00 | 84.00 | 88.75 |
| Tamil Nadu | 75.75 | 61.25 | - | 84.50 |
| Telangana | 83.00 | 74.00 | - | 86.00 |
| Tripura | - | 53.00 | - | 85.75 |
| Uttar Pradesh | 80.75 | - | 84.50 | 89.00 |
| Uttarakhand | - | 74.00 | - | 88.75 |
| West Bengal | 83.00 | 64.50 | 82.25 |
Candidates can check the table given below to know about NIACL AO 2018 Mains category-wise cutoff:
| Discipline | SC | ST | OBC | UR | HI | OC | VI | ID/MD |
|---|---|---|---|---|---|---|---|---|
| Company Secretary | - | - | - | 102 | - | - | - | - |
| Legal | 67.25 | 52.75 | 67.75 | 87.75 | - | 45.25 | - | - |
| Finance & Accounts | 81 | 64.75 | 89.25 | 99 | No students qualified | - | 71.75 | - |
| Generalist | 108 | 95.25 | 118.25 | 126.5 | 82 | 113.75 | 115.25 | 86.5 |
Candidates can check the table given below to know about NIACL AO 2018 Mains section-wise cutoff:
| Discipline | Company Secretary | Legal | Finance & Accounts | |||
|---|---|---|---|---|---|---|
| Test | SC/ST/OBC/PwBD | UR | SC/ST/OBC/PwBD | UR | SC/ST/OBC/PwBD | UR |
| Reasoning Ability (40) | 4.8 | 5 | 1 | 4.5 | 2.75 | 6.25 |
| English Language (40) | 8.5 | 12.5 | 4.75 | 8.5 | 6.5 | 10.5 |
| General Awareness (40) | 4.0 | 7.0 | 1 | 4 | 2.5 | 5.5 |
| Quantitative Aptitude (40) | 3.25 | 7.0 | 1 | 3.25 | 1.5 | 5.25 |
| Professional Knowledge (40) | 13.5 | 16.0 | 3 | 5.5 | 1 | 3.25 |
Candidates can check the table given below to know about NIACL AO 2018 Mains Descriptive Test cutoff:
| Category | SC | ST | OBC | UR | HI | OC | VI | ID/MD |
|---|---|---|---|---|---|---|---|---|
| Cut Off | 13.50 | 13.50 | 15 | 15 | 13.50 | 13.50 | 13.50 | 13.50 |
After clearing NIACL AO cutoff 2026, candidates move forward to the next stage of the recruitment process based on the exam phase they have qualified for. Those clearing the Prelims cutoff will appear for the Mains exam, while Mains-qualified candidates are shortlisted for the interview round. After the interview, shortlisted candidates must undergo document verification to confirm their eligibility and credentials. They are also required to complete a medical fitness test as per NIACL’s standards. Only those candidates who successfully clear all these stages are finally appointed as Administrative Officers.
NIACL AO Cutoff 2026 FAQs
Ques: Do all NIACL AO 2026 posts have the same cutoff?
Ans: No. NIACL AO cutoffs differ for Generalist and Accounts posts. Separate cutoffs are maintained for each post category in both Prelims and Mains exams, reflecting varying competition and standards.
Ques: Is NIACL AO Prelims cutoff 2026 counted for the Final merit list?
Ans: The Prelims cutoff serves only as a qualifying benchmark for Mains. It is not included in the final merit list calculation, which considers Mains and Interview scores.
Ques: Does NIACL AO interview 2026 have a separate cutoff?
Ans: The Interview does not have a separate cutoff. Its marks are combined with the Mains objective and descriptive scores to determine the final merit and selection list.
Ques: What all factors affect NIACL AO 2026 cutoff?
Ans: NIACL AO cutoff is influenced by the number of vacancies, exam difficulty level, candidate performance, post type, and category, resulting in different cutoffs for each discipline and category.
Ques: Does NIACL AO have a fixed cutoff for all years?
Ans: No. NIACL AO cutoffs are not fixed and vary annually. They change based on factors like vacancies, difficulty, post type, and candidate performance each year.
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