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Question

The action of sending text messages to fraudulently obtain another person's Bank details is called:

This question was previously asked in
UGC NET 2022 Politics Including IR Question Paper (09-Jul-2022) (Shift 1)
The correct answer is

Smishing

The question pertains to a type of cybersecurity threat focused on obtaining bank details via text messages. Let's analyze the provided options to identify the correct answer:

  1. Phishing: Phishing is a fraudulent attempt to obtain sensitive information by appearing as a trustworthy entity, usually through emails or web pages. This does not involve text messaging explicitly.
  2. Pharming: Pharming redirects users from a legitimate website to a fraudulent one to steal information. This method typically involves DNS poisoning and doesn't involve text messaging.
  3. Spamming: Spamming refers to sending unsolicited messages in bulk, often for advertising purposes. This is not necessarily fraudulent and does not specifically target bank details.
  4. Smishing: Smishing, a portmanteau of "SMS" (Short Message Service) and "Phishing," involves sending text messages to trick users into providing sensitive information like bank details. This method explicitly uses text messaging for fraudulent activities.

By analyzing the options, we conclude that the correct answer is "Smishing." It specifically refers to the act of sending fraudulent text messages aimed at obtaining another person's bank details.

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