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Question

Consider the following statement and choose the option that follows.

Statements:

I. People are preferring UPI payments over cash.
II. UPI is more convenient and widely accepted.

This question was previously asked in
SSC CGL 2025 Tier 1 Question Paper (25-Sep-2025) (Shift 3)
The correct answer is
II is the cause and I is the effect

Analyzing Statement Causality

This question asks to determine the cause-and-effect relationship between two statements regarding payment methods.

Statement I Analysis: Preference for UPI over Cash

Statement I asserts that people increasingly prefer using UPI (Unified Payments Interface) over physical cash. This represents an observed trend or an outcome.

Statement II Analysis: UPI's Advantages

Statement II highlights the reasons behind UPI's popularity: its convenience and widespread acceptance. These features are the underlying factors that drive user behavior.

Determining the Causal Link

The convenience and wide acceptance of UPI (Statement II) are the fundamental reasons why people choose it over cash (Statement I). Therefore, the features described in Statement II are the cause, leading to the preference described in Statement I, which is the effect.

  • Cause: UPI is more convenient and widely accepted (Statement II).
  • Effect: People are preferring UPI payments over cash (Statement I).

Conclusion: Statement II is the cause, and Statement I is the effect.

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Important Questions from Cause and Effect

  1. In this question, two statements I and II have been given. These statements may be independent causes or effects of independent causes or a common cause. One of the statements may be the effect of the other statement. Read both statements and select the correct answer.

    I. Since the past three years, State M has reported a sharp and substantial decline in the state’s agricultural produce.

    II. In the last five years, there has been an increase in the overall average Rainfall by 6% in State M bringing respite to the farmers.

  2. In this question, two statements I and II have been given. These statements may be independent causes or effects of independent causes or a common cause. One of the statements maybe the effect of the other statement. Read both statements and select the correct answer.

    I. This year College X reduced the cut-off marks to 50 from 60 for the entrance exam.

    II. In the last two years, the Students Union in College X has been actively negotiating with the college administration regarding the Quality of food and Health and Hygiene standards at the College Canteen.

  3. In this question, two statements I and II have been given. These statements may be independent causes or effects of independent causes or a common cause. One of the statements may be the effect of the other statement. Read both statements and select the correct answer.

    I. Over the last two years 22% of the Company P’s manpower was laid off.

    II. Over the past two years Company P has sold off many of their major assets.

  4. Directions: Given below is a pair of statements (i) and (ii). Assuming that the information given in both (i) and (ii) is true, decide the nature of their relationship. To determine the answer, do not assume anything beyond the given information.

    Statement (i): High level of air pollution in the city

    Statement (ii): Increase in respiratory and health-related problems in the population

  5. Below a question is given with two statements (I) and (II). These statements may be either independent causes or may be effects of independent causes or a common cause. One of these statements may be the effect of the other statement. Read both the statements and decide which of the following answer choice correctly depicts the relationship between these two statements.

    I. The staff of the factory called off the strike they were holding protesting against the low wages.

    II. The staff of the factory went on a strike, anticipating a threat to their jobs.

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