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IBPS Clerk 2021 Eligibility: Check Age Limit, Nationality & Qualifying Criteria

Updated On -

Jan 19, 2021

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Anam Shams

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IBPS decides the eligibility criteria for the post of Clerk. The institute has elaborated different eligibility conditions as per the nationality selected by the candidate. Here is a brief of the Eligibility Criteria for candidates appearing in IBPS Clerk.

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Latest Updates:

30 October 2020: On 6 November 2020, the IBPS Clerk 2020 application process will be closed. 

23 October 2020: To complete the supplementary vacancy, the IBPS Clerk 2020 registration window has re-opened. 

IBPS Clerk Eligibility Criteria 2020: At a Glance



Age limit

The aspirants who are belonging from the age group of 20-28 years, can apply for IBPS Clerk

The reserved category students will have age relaxation for applying the exam. 

Educational qualification

The applicants should complete their graduation in any subject. 

  • The exam comprises of two stages- Preliminary and Main.
  • Application Form for IBPS Clerk can only be filled online at its official website i.e.
  • The preliminary examination will be conducted on December 12, 13 and 29, 2020
  • Shortlisted candidates will appear for IBPS Clerk Main exam on January 24, 2021. 
  • Candidates must have a graduate degree in any discipline from a University recognized by Government of India.
  • Candidate must know to speak, read and write the language of the particular state that they are applying for.
  • Minimum age requirement for IBPS Clerk is 20 years and maximum is 28 years. 
  • Candidate born later than September 1, 2020 will not be considered eligible.
Note: The eligibilIty criteria specified herein are the basic criteria for applying for the post. Candidates must necessarily produce the relevant documents in original and photocopy in support of their identity and eligibility – pertaining to category, nationality, age, educational qualifications, etc. as indicated in their online application form at the time of joining and any subsequent stage of the recruitment process as required by IBPS / Participating Organizations.

IBPS Clerk Eligibility as per Educational Qualification

  1. IBPS Clerk Degree Eligibility: In order to pass IBPS Clerk eligibility criteria, a candidate should have a degree (Graduation) in any discipline from Government of India recognised college/ university, as on 12/09/2020. Candidates having any equivalent qualification that is recognized by Central Government are also eligible to apply.
  1. Other Requirements: Computer Literacy is a must. Candidate must possess operating as well as working knowledge of Computer System. For this, candidates should have followed - 
    (a) Degree/ Diploma/ Certificate in Computer Operations/ Language
    (b) Should have studied Computer/ Information Technology as one of the subjects in High School/ Institute/ College.
  1. Proficiency in Local Language: Candidates should also be proficient in the language of the state from which they are applying. This means that the candidates should know how to read, write and speak the official language of the state of union territory from which they are applying.
  • In cases where the college/ university provides CGPA or OGPA, candidates need to convert the same into the percentage, up to 2 places of decimal and accordingly fill it in the application form.
  • The selected candidates are also required to produce a certificate, mentioning the university norms for the grade to percentage conversion as well as the percentage of marks that the student has secured, and it should be signed by an appropriate authority.
  • For candidates from colleges/ universities where web certificate is released or the result is published online, the candidates must produce a relevant document, signed by the appropriate authority, in original, with clear mention of candidate’s date of passing.
  • Candidate should indicate the percentage obtained in Graduation calculated to the nearest two decimals in the online application. Where CGPA / OGPA is awarded, the same should be converted into percentage and indicated in online applicaion. The candidate will have to produce a certificate issued by the appropriate authority inter alia stating that the norms of the University regarding conversion of grade into percentage of marks scored by the candidate in terms of norms. 
  • Ex-servicemen who do no possess the above civil examination qualifications should be matriculate Ex-servicement who have obtained the Army Special Certificate of Education or corresponding certificate in the Navy or Air Force after having completed not less than 15 years of service in the Armed Forces of the Union as on October 10, 2020. Such certificates should be dated on or before October 10, 2020. 

IBPS Clerk Eligibility as per Age Limit 

  • Age is another factor which affects the eligibility of a candidate.
  • To apply for IBPS Clerk Exam, candidate must be at least 20 years and maximum age limit is 28 years.
  • Although IBPS Clerk notification has laid down the limitations pertaining to age, there are relaxations for certain section of people.
  • Follow the table given below to know about relaxations for IBPS Clerk:

Relaxation of Upper Age limit

Category Age relaxation
Scheduled Caste/Scheduled Tribe 5 years
Other Backward Classes (Non-Creamy Layer) 3 years
Persons With Disability 10 years
Ex-Servicemen/Disabled Ex-Servicemen Actual period of service rendered in the Defence forces + 3 years (8 years for Disabled Ex Servicemen belonging to SC/ST) subject to a maximum age limit of 50 years
Widows Divorced women and women legally separated from their husbands who have not remarried 9 years
Persons ordinarily domiciled in the Kashmir Division of the State of Jammu & Kashmir during the period 1-1-80 to 31-12-89 5 years
Persons affected by 1984 riots 5 years
Regular employees of the Union Carbide Factory, Bhopal retrenched from service (Applicable to Madhya Pradesh state only) 5 years
  • The relaxation in upper age limit to SC / ST / OBC candidates is allowed on a cumulative basis with only one of the remaining categories for which age relaxation is permitted as mentioned above. 
  • The maximum age limit specified is applicable to General Category candidates and Economically Weaker (EWS) Category Candidates.
  • Candidates seeking age relaxation will be required to submit necessary certificate(s) in original / copies at the time of joining and at any subsequent stage of the recruitment process as required by IBPS / Participating Organization(s). 
  • The following rules apply to Ex-Servicemen re-employed under the Central government would apply to Ex-Servicemen candidates appearing for the examination: 
  • Ex-Servicemen candidates who have already secured employment under the Central Government in Group ‘C’ and ‘D’ will be permitted the benefit of age relaxation as prescribed for Ex-Servicemen for securing another employment in a higher grade or cadre in Group ‘C’ /’D’ under the Central Government. However, such candidates will not be eligible for the benefit of reservation on the second occasion for Ex-Servicemen in Central Government jobs. An Ex-Serviceman who has once joined a government job on civil side after availing of the benefits given to him/her as an Ex-Servicemen for his / her re-employment, his / her ex-servicemen status will be governed in terms of OM No. 36034/1/2014 Estt. (Res.) dated August 14, 2014 of Government of India, Ministry of Personnel, Public Grievances, and Pensions. 
  • Candidates who are still in the armed forces and desirous of applying under Ex-Servicemen category whose date of completion of a specific period of engagement (SPE) is completed one year from the last date for receipt of online application i.e. on or before October 8, 2020 are eligible to apply. 

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IBPS Clerk Citizenship/ Nationality

A candidate must be either of the following:

  • An Indian National or can be a citizen of Nepal or Bhutan or Tibetan Refugee who have settled in India.
  • A person of Indian origin who has originally migrated from Pakistan, Burma, Sri Lanka, East African countries of Kenya, Uganda, the United Republic of Tanzania (formerly Tanganyika and Zanzibar), Zambia, Malawi, Zaire, Ethiopia and Vietnam to permanently settle in India.
  • Candidate belonging to countries other than India must present an eligibility certificate issued by authorities recommended by Government of India.

IBPS Clerk Reservation

IBPS in accordance with section 34 of “The Rights of Persons with Disabilities Act, 2016”, persons with benchmark disabilities are eligible for Reservation. The post is identified as suitable for the persons with under noted categories of disabilities as defined in the Schedule of RPWD Act 2016 and notified by the Department of Empowerment of Persons with Disabilities (Divyangjan) from time to time. 

  • Please note that no change of category will be permitted at any stage after registration of the online application and the result will be processed considering the category which has been indicated in the online application, subject to guidelines of the Government of India in this regard. Merely applying for CRP / appearing for and being shortlisted in the online examination (Preliminary and Main) and / or in subsequent processes does not imply that a candidate will necessarily be offered employment in any of the Participating Organizations.
  • No request for considering the candidature under any category other than the one in which one has applied will be entertained. 

The OC Category

A person’s inability to execute distinctive activities associated with the movement of self and object resulting from affliction of the musculoskeletal or nervous system or both, including Cerebral Palsy, Leprosy Cured, Dwarfism, Muscular Dystrophy and Acid Attack Victims. Orthopedically challenged persons are covered under locomotor disability with following benchmark: 

  • OA – One arm affected (Right or Left)
  • OL -One leg affected (Right or Left) 
  • OAL – One arm and One leg affected 
  • BL – Both legs affected but not arms 

Persons with OA and OAL category should have normal bilateral hand functions. 

Leprosy cured person” means a person who has been cured of leprosy but is suffering from: 

  • Loss of sensation in hands or feet as well as loss of sensation and persis in the eye and eye-lid but with no manifest deformity; 
  • Manifest deformity and paresis but has sufficient mobility in their hands and feet to enable them to engage in normal economic activity 
  • Extreme physical deformity as well as advanced age which prevents him / her from undertaking any gainful occupation and the expression “leprosy cured” shall be construed accordingly. 

Cerebral Palsy” means a group of non-progressive neurological conditions affecting body movements and muscle coordination, caused by damage to one or more specific areas of the brain, usually occuring before, during or shortly after birth; 

Dwarfism” means a medical or genetic condition resulting in an adult height of 4 feet 10 inches (147 centimeters) or less; 

Acid Attack Victims” means a person disfigured due to violent assaults by throwing of acide or similar corrosive substance. 

Visual Impairment (“VI” Category)

Only the Visually Impaired (VI) persons who suffer from any one of the following conditions, after best correction, are eligible to apply. 


  • Total absence of sight; OR 
  • Visual acuity less than 3/60 or less than 10/200 (Snellen) in the better eye with best possible correction; OR 
  • Limitation of the field of vision subtending an angle of less than 10 degree. OR 

Low Vision

  • Visual acuity less than 3/60 or less than 10/200 (Snellen) in the better eye with best possible corrections; OR 
  • Limitation of the field of vision subtending an angle of less than 40 degrees up to 10 degree. 

Hearing Impaired (“HI” Category) 

  • Deaf: means person having 70 DB hearing loss in speech frequencies in both ears. 
  • Hard of Hearing: means person having 60 DB to 70 DB hearing loss in speech frequencies in both ears.

“ID” Category

Only those persons, who suffer from any one of the following types of disabilities, are eligible to apply under this category: 

Intellectual Disability: 

  • Autism Spectrum Disorder (ASD) means a neuro-developmental condition typically appearing in the first three years of life that significantly affects a person’s ability to communicate, understand relationships, and relate to others, and is frequently associated with unusual stereotypical rituals or behaviours. 
  • Specific Learning Disability (SLD) means a heterogenous group of conditions wherein there is a deficit in processing language, spoken or written, that may manifest itself as a difficulty to comprehend, speak, read, write, spell, or do mathematical calculations and includes such conditions as perceptual disabilities, dyslexia, dysgraphia, dyscalculia, dyspraxia, and developmental aphasia. 
  • Mental Illness (MI) means a substantial disorder of thinking, mood, perception, orientation, or memory that grossly impairs judgement, behaviour, capacity to recognise reality or ability to meet the ordinary demands of life, but does not include retardation which is a condition of arrested or incomplete development of mind of a person specially characterized by sub normality of intelligence. 
  • Multiple disabilities

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Note: Only those persons with benchmark disabilities would be eligible for reservation. “Benchmark disability” means a person with not less than 40% of a specified disability where specified disability has not been defined in measurable terms and includes the persons with disability, where disability has been defined in a measureable terms, as certified by the certifying authority. A person who wants to avail benefit of reservation will have to submit a disability certificate issued by a competent authroty as per Goverment of India guidelines. Such certificate will habe to be subject to verification / re-verification as may be decided by competent authority. 

The allocation of reserved vacancies for the persons with benchmark disabilities will be as prescribed in the “The Rights of Persons with Disabilities Act, 2016” as per vacancies reported to IBPS by Participating Organizations.

Guidelines for Persons with Benchmark Disabilities using a Scribe 

  • The visually impaired candidates and candidates whose writing speed is adversely affected permanently for any reason can use their own scribe at their cost during the online examination (Preliminary and Main). In all such cases where a scribe is used, the following rules will apply: 
  • The candidate will have to arrange his / her own scribe at his / her own cost. 

  • The scribe may be from any academic stream. 
  • Both the candidate as well as scribe will have to give a suitable undertaking confirming that the scribe fulfils all the stipulated eligibility criteria fro a scribe mentioned above. Further in case it later transpires that he/she did not fulfill any laid down eligibility criteria or suppressed material facts the candidature or the applicant will stand cancelled, irrespective of the result of the CRP. 
  • Those candidates who used a scribe shall be eligible for compensatory time of 20 minutes or otherwise advised for every hour of the examination. 
  • The scribe arranged by the candidate should not be a candidate for the online examination under (CRP-Clerks-IX). If violation of the above is detected at any stage of the process, candidature for CRP of both the candidate and the scribe will be cancelled. Candidates eligible for and who wish to use the services of a scribe in the examination should invariably carefully indicate the same in the online application form. Any subsequent request may not be favourably entertained. 
  • Only candidates registered for compensatory time will be allowed such concessions since compensatory time given to candidates shall be system based, it shall not be possible for the test conducting agency to allow such time if he / she is not registered for the same. Candidates not registered for compensatory time shall not be allowed such concession. 

*The article might have information for the previous academic years, please refer the official website of the exam.


Hi my dob is 27 oct 1998. but my percentage is not 50%.m i eligible for ibps clerk exams..i belongs to OBC category.
abdul nazir

Hi Kanika, As per your date of birth you are very much eligibel to apply and for OBC category candidate, aggregate of 50% at UG level is satisfactory. Also, you must have computer proficiency and knowledge of local language of the state you are applying from. Find more details at IBPS clerk recruitment.

pravin khadatkar
Hi my dob is 26 jan 1990..m i eligible for ibps clerk exams..i belongs to OBC category
abdul nazir

Hi Pravin, Yes you are very much eligible to apply as maximum age limit is 28 years for general category with relaxation of 3 years for OBC category students. Also there are other criterias of nationality and academic qualification that needs to be followed to be eligible. Find more details at IBPS Clerk 2021 eligibility.

Hi I'm Kalpana,my dob 25-5-1989..I'm I eligible r not for bank exams 2020-2021 notification...I'm from reserved category obc

HI Kalpana

The minimum age required to apply for the exam is 20 and he upper age is 28 years but there is some relaxation for hte reserved candidate. Visit on our official website of IBPS Clerk Eligibility for more details.

Thank you sir...I have a doubt raised that is I'm I eligible for bank po exams.please reply to me.

Hello Kalpana

Greetings of the day

You need to check your eligibility before you can apply for the exam. Check out our website of IBPS Clerk Eligibility to know whether you fullfill all the required eligibility before you can apply for the exam.

kashish tomar
what is the eligibility for ibps clerk exam??
kavita rani

Hi Kashish. As per IBPS Clerk Eligibility, candidates must have a bachelor's degree to apply for the exam. More details related to IBPS Clerk eligibility, syllabus, etc. are mentioned here.

kashish tomar
what is the age limit for ibps clerk exam?
kavita rani

Hi Kashish. The minimum and maximum age limit is 20 and 28 years. However, candidates belonging to SC/ST category get age relaxation. Other details related to the minimum eligibility criteria is mentioned here.

what is pre exam training in ibps clerk?
kavita rani

Hi Rashmi. Pre-Exam Training program is a free coaching program, organized by IBPS for candidates who belong to the SC/ST/Religious Minorities.

What is the age limit to apply for common written exam?
kavita rani

Hi Neha. Candidates who age lies between 20-28 years, can apply for IBPS Clerk. Candidates belonging to the reserved category students will have age relaxation for applying the exam. More details related to the same are presented here.

I want to apply for the post of Clerk? What is the educational qualification required for the post?
kavita rani

Hi Neha. Candidates planning to apply for this post must have completed his/her graduation in any subject and must be aged between 20-28 years. However, candidates belonging to SC/ST category get some relaxation, which is mentioned here.

My aggregate score is 50% in graduation can in appear for the exam?
kavita rani

Hi Riyaz. Yes, you can give the IBPS PO exam.

deep jyoti das
Is it compulsory to provide Category/disability certificate as per IBPS format?
kavita rani

Hi Deep. Yes, you need to produce category/disability certificate. Just make sure your certificate is in proper format.

golmei khampilu
Hi sir I belong to a date of birth is 10-2-86.i just want to know whether my age is eligible for ibps clerk or not

Dear Golmei khampilu

Greetings from Collegedunia. Your age has crossed the IBPS Cleark 2020 eligible date i.e. 20-28 years for the candidates to apply. So, you are not eligible to apply for IBPS Clerk Examination 2020. For more details, kindly go through this link – IBPS Clerk 2020 Eligibility Criteria

s lavanya
Hi,now I am doing my final year engineering ,am I eligible for IBPS clerk?

Hello Lavanya,

No, the candidates in their final semester are not eligible for IBPS Clerk. You will have to have a graduation degree in order to be eligible for the post.

amit sorot
hiii..i am Amit,my dob is 08/07/1992,am i eligible for ibps clerk 2020 registration from general category.

Hello Amit,

Yes, you can apply for IBPS Clerk as the upper age limit for general candidate is 28 years. 

amit sorot
Mam,as it is notified that Candidates must be a minimum of 20 years and a maximum of 28 years of age as of September 1, 2020 and my age as of this date is crossing 28 nearby by 2 months.Mam please clear my doubt whether it should be exact 28 or am i eligible or not.

Dear Amit Sarot

Greetings from Collegedunia. Yes, you are eligible for applying IBPS Clerk Exam as Date of Birth will be counted from September 1, 2020 and it should not be later than this. So, your age is below 28 years and you can apply for IBPS Clerk Exam. For more details, kindly go through this link – IBPS Clerk 2020

amit sorot
Mam please,match my dob with the dates notified for the age eligibility nd let me know ASAP.

Dear Amit Sarot

Greetings from Collegedunia. Yes, your date of birth is matching for IBPS Clerk i.e. 202 to 28 years. You can apply till November 6, 2020. For more details, kindly go through this link – IBPS Clerk 2020

Hi, dob 07/04/1992. If I am eligible for ibps.

Hello Vasanthalaxami,

Yes, you are eligible for IBPS Clerk as the upper age limit is 28 years.

poonam soni
Hi my name is Poonam Soni my dob is 27/0/1992 and I m in OBC cast m I eligible for ibps clerk

Hello Poonam,

Yes you will be eligible for IBPS Clerk Examination as the upper age limit or general candidate is 28 years and that of OBC non creamy layer is 31 years.

josheela pavangat
Hi,my dob is 30/09/1989 ,am i eligible for ibps clerk? As the obc has age relaxation upto 3yrs pls let me know
rakhisree chatterjee

In order to apply for IPSC Clerk exam, 

  • Candidates must be a minimum of 20 years and a maximum of 28 years of age as of September 1, 2020 .
  • Candidates should be born on or after September 2, 1992, and on or before September 1, 2000.

Hence, You are eligible to appear for the exmaination.

i m from haryana , can i eligible to fill the form of ibps clerk from up and get the reservation of ews certificate of haryana in up
shobhna chaturvedi
Hi Rohit, yes, you may apply for EWS reservation from Haryana in UP.
nisha d
Hi sir I am Misha Currently I am pursuing my B.E graduation in 7th semester. I will be appearing to my final semester (i.e 8th semester) in the month of February 2019. And I 'll be receiving my degree certification in the month of June 2020. So will u please suggest me , whether I am capable of applying for IBPS clerical post 2019?
shobhna chaturvedi
Hi Nisha, no, you are not eligible for now but will be eligible as soon as you enter eighth semester.
sandeep rathore
I have no any degree of computer courses so what can I do?
shobhna chaturvedi
Hi Sandeep, having computer course is not compulsory to appear in the exam. It is optional. Even if you have not done any computer course, you can still apply for this exam.
teja reddy
Sir, my date of birth 07/09/1991 am I eligible for this notification please let me know
shobhna chaturvedi

Hi Teja, no, you are not eligible for IBPS Clerk this year as the upper age limit for the exam is 28 years and you have already 28.