IBPS Clerk 2020 Eligibility: Check Age Limit, Nationality & Qualifying Criteria

Updated On -

Jul 16, 2020

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Anam Shams

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IBPS decides the eligibility criteria for the post of Clerk. The institute has elaborated different eligibility conditions as per the nationality selected by candidate. Here is a brief of the Eligibility Criteria for candidates appearing in IBPS Clerk.

  • The exam comprises of two stages- Preliminary and Main.
  • Application Form for IBPS Clerk can only be filled online at its official website i.e. ibps.in.
  • Preliminary examination will be conducted on December 12, 13 and 29, 2020
  • Shortlisted candidates will appear for IBPS Clerk Main exam on January 24, 2021. 
  • Candidates must have a graduate degree in any discipline from a University recognized by Government of India.
  • Candidate must know to speak, read and write the language of the particular state that they are applying for.
  • Minimum age requirement for IBPS Clerk is 20 years and maximum is 28 years. 
  • Candidate born later than September 1, 2020 will not be considered eligible.
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Note: The eligibilIty criteria specified herein are the basic criteria for applying for the post. Candidates must necessarily produce the relevant documents in original and photocopy in support of their identity and eligibility – pertaining to category, nationality, age, educational qualifications, etc. as indicated in their online application form at the time of joining and any subsequent stage of the recruitment process as required by IBPS / Participating Organizations.

IBPS Clerk Eligibility as per Educational Qualification

  1. IBPS Clerk Degree Eligibility: In order to pass IBPS Clerk eligibility criteria, a candidate should have a degree (Graduation) in any discipline from Government of India recognised college/ university, as on 12/09/2020. Candidates having any equivalent qualification that is recognized by Central Government are also eligible to apply.
  1. Other Requirements: Computer Literacy is a must. Candidate must possess operating as well as working knowledge of Computer System. For this, candidates should have followed - 
    (a) Degree/ Diploma/ Certificate in Computer Operations/ Language
    (b) Should have studied Computer/ Information Technology as one of the subjects in High School/ Institute/ College.
  1. Proficiency in Local Language: Candidates should also be proficient in the language of the state from which they are applying. This means that the candidates should know how to read, write and speak the official language of the state of union territory from which they are applying.
  • In cases where the college/ university provides CGPA or OGPA, candidates need to convert the same into the percentage, up to 2 places of decimal and accordingly fill it in the application form.
  • The selected candidates are also required to produce a certificate, mentioning the university norms for the grade to percentage conversion as well as the percentage of marks that the student has secured, and it should be signed by an appropriate authority.
  • For candidates from colleges/ universities where web certificate is released or the result is published online, the candidates must produce a relevant document, signed by the appropriate authority, in original, with clear mention of candidate’s date of passing.
  • Candidate should indicate the percentage obtained in Graduation calculated to the nearest two decimals in the online application. Where CGPA / OGPA is awarded, the same should be converted into percentage and indicated in online applicaion. The candidate will have to produce a certificate issued by the appropriate authority inter alia stating that the norms of the University regarding conversion of grade into percentage of marks scored by the candidate in terms of norms. 
  • Ex-servicemen who do no possess the above civil examination qualifications should be matriculate Ex-servicement who have obtained the Army Special Certificate of Education or corresponding certificate in the Navy or Air Force after having completed not less than 15 years of service in the Armed Forces of the Union as on October 10, 2020. Such certificates should be dated on or before October 10, 2020. 

IBPS Clerk Eligibility as per Age Limit 

  • Age is another factor which affects the eligibility of a candidate.
  • To apply for IBPS Clerk Exam, candidate must be at least 20 years and maximum age limit is 28 years.
  • Although IBPS Clerk notification has laid down the limitations pertaining to age, there are relaxations for certain section of people.
  • Follow the table given below to know about relaxations for IBPS Clerk:

Relaxation of Upper Age limit

Category Age relaxation
Scheduled Caste/Scheduled Tribe 5 years
Other Backward Classes (Non-Creamy Layer) 3 years
Persons With Disability 10 years
Ex-Servicemen/Disabled Ex-Servicemen Actual period of service rendered in the Defence forces + 3 years (8 years for Disabled Ex Servicemen belonging to SC/ST) subject to a maximum age limit of 50 years
Widows Divorced women and women legally separated from their husbands who have not remarried 9 years
Persons ordinarily domiciled in the Kashmir Division of the State of Jammu & Kashmir during the period 1-1-80 to 31-12-89 5 years
Persons affected by 1984 riots 5 years
Regular employees of the Union Carbide Factory, Bhopal retrenched from service (Applicable to Madhya Pradesh state only) 5 years
  • The relaxation in upper age limit to SC / ST / OBC candidates is allowed on a cumulative basis with only one of the remaining categories for which age relaxation is permitted as mentioned above. 
  • The maximum age limit specified is applicable to General Category candidates and Economically Weaker (EWS) Category Candidates.
  • Candidates seeking age relaxation will be required to submit necessary certificate(s) in original / copies at the time of joining and at any subsequent stage of the recruitment process as required by IBPS / Participating Organization(s). 
  • The following rules apply to Ex-Servicemen re-employed under the Central government would apply to Ex-Servicemen candidates appearing for the examination: 
  • Ex-Servicemen candidates who have already secured employment under the Central Government in Group ‘C’ and ‘D’ will be permitted the benefit of age relaxation as prescribed for Ex-Servicemen for securing another employment in a higher grade or cadre in Group ‘C’ /’D’ under the Central Government. However, such candidates will not be eligible for the benefit of reservation on the second occasion for Ex-Servicemen in Central Government jobs. An Ex-Serviceman who has once joined a government job on civil side after availing of the benefits given to him/her as an Ex-Servicemen for his / her re-employment, his / her ex-servicemen status will be governed in terms of OM No. 36034/1/2014 Estt. (Res.) dated August 14, 2014 of Government of India, Ministry of Personnel, Public Grievances, and Pensions. 
  • Candidates who are still in the armed forces and desirous of applying under Ex-Servicemen category whose date of completion of a specific period of engagement (SPE) is completed one year from the last date for receipt of online application i.e. on or before October 8, 2020 are eligible to apply. 

IBPS Clerk Citizenship/ Nationality

A candidate must be either of the following:

  • An Indian National or can be a citizen of Nepal or Bhutan or Tibetan Refugee who have settled in India.
  • A person of Indian origin who has originally migrated from Pakistan, Burma, Sri Lanka, East African countries of Kenya, Uganda, the United Republic of Tanzania (formerly Tanganyika and Zanzibar), Zambia, Malawi, Zaire, Ethiopia and Vietnam to permanently settle in India.
  • Candidate belonging to countries other than India must present an eligibility certificate issued by authorities recommended by Government of India.

IBPS Clerk Reservation

IBPS in accordance with section 34 of “The Rights of Persons with Disabilities Act, 2016”, persons with benchmark disabilities are eligible for Reservation. The post is identified as suitable for the persons with under noted categories of disabilities as defined in the Schedule of RPWD Act 2016 and notified by the Department of Empowerment of Persons with Disabilities (Divyangjan) from time to time. 

  • Please note that no change of category will be permitted at any stage after registration of the online application and the result will be processed considering the category which has been indicated in the online application, subject to guidelines of the Government of India in this regard. Merely applying for CRP / appearing for and being shortlisted in the online examination (Preliminary and Main) and / or in subsequent processes does not imply that a candidate will necessarily be offered employment in any of the Participating Organizations.
  • No request for considering the candidature under any category other than the one in which one has applied will be entertained. 

The OC Category

A person’s inability to execute distinctive activities associated with the movement of self and object resulting from affliction of the musculoskeletal or nervous system or both, including Cerebral Palsy, Leprosy Cured, Dwarfism, Muscular Dystrophy and Acid Attack Victims. Orthopedically challenged persons are covered under locomotor disability with following benchmark: 

  • OA – One arm affected (Right or Left)
  • OL -One leg affected (Right or Left) 
  • OAL – One arm and One leg affected 
  • BL – Both legs affected but not arms 

Persons with OA and OAL category should have normal bilateral hand functions. 

Leprosy cured person” means a person who has been cured of leprosy but is suffering from: 

  • Loss of sensation in hands or feet as well as loss of sensation and persis in the eye and eye-lid but with no manifest deformity; 
  • Manifest deformity and paresis but has sufficient mobility in their hands and feet to enable them to engage in normal economic activity 
  • Extreme physical deformity as well as advanced age which prevents him / her from undertaking any gainful occupation and the expression “leprosy cured” shall be construed accordingly. 

Cerebral Palsy” means a group of non-progressive neurological conditions affecting body movements and muscle coordination, caused by damage to one or more specific areas of the brain, usually occuring before, during or shortly after birth; 

Dwarfism” means a medical or genetic condition resulting in an adult height of 4 feet 10 inches (147 centimeters) or less; 

Acid Attack Victims” means a person disfigured due to violent assaults by throwing of acide or similar corrosive substance. 

Visual Impairment (“VI” Category)

Only the Visually Impaired (VI) persons who suffer from any one of the following conditions, after best correction, are eligible to apply. 


  • Total absence of sight; OR 
  • Visual acuity less than 3/60 or less than 10/200 (Snellen) in the better eye with best possible correction; OR 
  • Limitation of the field of vision subtending an angle of less than 10 degree. OR 

Low Vision

  • Visual acuity less than 3/60 or less than 10/200 (Snellen) in the better eye with best possible corrections; OR 
  • Limitation of the field of vision subtending an angle of less than 40 degrees up to 10 degree. 

Hearing Impaired (“HI” Category) 

  • Deaf: means person having 70 DB hearing loss in speech frequencies in both ears. 
  • Hard of Hearing: means person having 60 DB to 70 DB hearing loss in speech frequencies in both ears.

“ID” Category

Only those persons, who suffer from any one of the following types of disabilities, are eligible to apply under this category: 

Intellectual Disability: 

  • Autism Spectrum Disorder (ASD) means a neuro-developmental condition typically appearing in the first three years of life that significantly affects a person’s ability to communicate, understand relationships, and relate to others, and is frequently associated with unusual stereotypical rituals or behaviours. 
  • Specific Learning Disability (SLD) means a heterogenous group of conditions wherein there is a deficit in processing language, spoken or written, that may manifest itself as a difficulty to comprehend, speak, read, write, spell, or do mathematical calculations and includes such conditions as perceptual disabilities, dyslexia, dysgraphia, dyscalculia, dyspraxia, and developmental aphasia. 
  • Mental Illness (MI) means a substantial disorder of thinking, mood, perception, orientation, or memory that grossly impairs judgement, behaviour, capacity to recognise reality or ability to meet the ordinary demands of life, but does not include retardation which is a condition of arrested or incomplete development of mind of a person specially characterized by sub normality of intelligence. 
  • Multiple disabilities

Note: Only those persons with benchmark disabilities would be eligible for reservation. “Benchmark disability” means a person with not less than 40% of a specified disability where specified disability has not been defined in measurable terms and includes the persons with disability, where disability has been defined in a measureable terms, as certified by the certifying authority. A person who wants to avail benefit of reservation will have to submit a disability certificate issued by a competent authroty as per Goverment of India guidelines. Such certificate will habe to be subject to verification / re-verification as may be decided by competent authority. 

The allocation of reserved vacancies for the persons with benchmark disabilities will be as prescribed in the “The Rights of Persons with Disabilities Act, 2016” as per vacancies reported to IBPS by Participating Organizations.

Guidelines for Persons with Benchmark Disabilities using a Scribe 

  • The visually impaired candidates and candidates whose writing speed is adversely affected permanently for any reason can use their own scribe at their cost during the online examination (Preliminary and Main). In all such cases where a scribe is used, the following rules will apply: 
  • The candidate will have to arrange his / her own scribe at his / her own cost. 

  • The scribe may be from any academic stream. 
  • Both the candidate as well as scribe will have to give a suitable undertaking confirming that the scribe fulfils all the stipulated eligibility criteria fro a scribe mentioned above. Further in case it later transpires that he/she did not fulfill any laid down eligibility criteria or suppressed material facts the candidature or the applicant will stand cancelled, irrespective of the result of the CRP. 
  • Those candidates who used a scribe shall be eligible for compensatory time of 20 minutes or otherwise advised for every hour of the examination. 
  • The scribe arranged by the candidate should not be a candidate for the online examination under (CRP-Clerks-IX). If violation of the above is detected at any stage of the process, candidature for CRP of both the candidate and the scribe will be cancelled. Candidates eligible for and who wish to use the services of a scribe in the examination should invariably carefully indicate the same in the online application form. Any subsequent request may not be favourably entertained. 
  • Only candidates registered for compensatory time will be allowed such concessions since compensatory time given to candidates shall be system based, it shall not be possible for the test conducting agency to allow such time if he / she is not registered for the same. Candidates not registered for compensatory time shall not be allowed such concession. 

*The article might have information for the previous academic years, please refer the official website of the exam.


i m from haryana , can i eligible to fill the form of ibps clerk from up and get the reservation of ews certificate of haryana in up
shobhna chaturvedi
Hi Rohit, yes, you may apply for EWS reservation from Haryana in UP.
nisha d
Hi sir I am Misha Currently I am pursuing my B.E graduation in 7th semester. I will be appearing to my final semester (i.e 8th semester) in the month of February 2019. And I 'll be receiving my degree certification in the month of June 2020. So will u please suggest me , whether I am capable of applying for IBPS clerical post 2019?
shobhna chaturvedi
Hi Nisha, no, you are not eligible for now but will be eligible as soon as you enter eighth semester.
sandeep rathore
I have no any degree of computer courses so what can I do?
shobhna chaturvedi
Hi Sandeep, having computer course is not compulsory to appear in the exam. It is optional. Even if you have not done any computer course, you can still apply for this exam.
teja reddy
Sir, my date of birth 07/09/1991 am I eligible for this notification please let me know
shobhna chaturvedi

Hi Teja, no, you are not eligible for IBPS Clerk this year as the upper age limit for the exam is 28 years and you have already 28.

aman garg
hey this is Aman ,I am actually from haryana so i know to speak read and write hindi, punjabi but now i m settled in hyderabad but doesnt know to write and read telugu so can i apply, if yes what is the state i should mention in form
shobhna chaturvedi
Hi Aman, you are supposed to mention the state in which you are residing at present.
btrack india
i have completed my polytechnic with CSE Branch , now i am pursuing b.tech is i am eligible or not
shobhna chaturvedi
Hello, for now, you are not eligible for this exam as candidates must have done graduation or appearing in final year of graduation are eligible only. Thus, while you will be appearing in last semester of the course, then, you will be eligible for it.
jyoti sharma
My date of birth is 5/7/1991...m I eligble for IBPS clerk?? Plz tell me cz age criteria is 28 n I m now 28 years n 2 months??
shobhna chaturvedi
Hi Jyoti, sorry, but you are not eligible for this exam.
anusha nekar
Hi I'm Anusha I'm final year BE am I capable of apply for this job?
shobhna chaturvedi
Hi Anusha, along with the final year, candidate must be appearing in final semester of the course to be eligible.
sravani dammu
I am b-tech final year,am I eligible for this?
shobhna chaturvedi
Hi Sravani, yes, you are eligible for this exam. However, you will have to produce the required documents at the time of document verification whenever asked.
geethu doll888
i completed inter.im eligible or not
shobhna chaturvedi
Hi Geethu, no, you are not eligible for this exam. Only those candidates who have done graduation are eligible for IBPS Clerk.