SBI CBO Exam Pattern 2026 is designed by State Bank of India (SBI) to assess key banking-role competencies through a two-part online test. The first part is an objective test of 120 marks, having four sections on English, Banking Knowledge, General Awareness/Economy, & Computer Aptitude, to be completed in 2 hours. Thereafter, candidates are to take a descriptive test, carrying 50 marks and completed in 30 minutes. Then an Interview of 50 marks is held, followed by a language proficiency test in SBI CBO exam 2026.
In SBI CBO exam pattern 2026, CBT assesses candidates’ knowledge across four key areas, as given below:
| Section | No. of Questions | Marks | Duration |
|---|---|---|---|
| English Language | 30 | 30 | 30 minutes |
| Banking Knowledge | 40 | 40 | 40 minutes |
| General Awareness / Economy | 30 | 30 | 30 minutes |
| Computer Aptitude | 20 | 20 | 20 minutes |
| Total | 120 | 120 | 120 minutes |
Marking Scheme:
After CBT, there is a descriptive test to evaluate written English skills. In this, candidates write a letter and a banking-related essay.
| Test Type | No. of Questions | Marks | Duration |
|---|---|---|---|
| Descriptive | 2 (one letter, one essay) | 50 | 30 minutes |
SBI CBO 2026 Interview is a personal assessment that evaluates a candidate’s communication skills, banking knowledge, leadership, and overall suitability for the CBO role. This interview carries a total of 50 marks. Candidates need to qualify the minimum qualifying marks in the Interview to be considered for the final merit.
SBI CBO 2026 Interview qualified candidates are to give a Language Proficiency Test to show their understanding of reading, writing, and speaking the local language of the circle they are posted in, which is essential for effective customer interaction. It is meant for candidates who are provisionally selected but did not study the local language in their Class 10 or Class 12 standard. It is generally a qualifying test, not a marks-based competitive exam. Only candidates who clear it become eligible for the final appointment.
To decide SBI CBO 2026 final merit list selection, SBI combines the score from the online written test (objective + descriptive) and the interview. The objective and descriptive tests together contribute 75% weightage, while the interview carries the remaining 25%.
Ques: Will there be any negative marking in SBI CBO 2026 exam?
Ans: No. SBI CBO has no negative marking in the objective test. Candidates can attempt all questions without penalty, making accuracy and thorough preparation key to maximizing overall scores
Ques: Does SBI CBO 2026 exam have descriptive questions?
Ans: Yes. SBI CBO includes a descriptive English test consisting of one letter and one 250-word essay. It evaluates writing skills, clarity, structure, and professional communication abilities essential for the role.
Ques: Is SBI CBO final selection circle-wise and category-wise?
Ans: Yes. The final selection is prepared circle-wise and category-wise, ensuring candidates are selected based on regional vacancies and reservation norms, combined with their overall performance in written tests and the interview.
Ques: What topics are included in SBI CBO Computer Knowledge section?
Ans: The Computer Knowledge section includes hardware, software, memory, operating systems, networking basics, internet, MS Office, and cybersecurity fundamentals, helping assess a candidate’s comfort with technology used in modern banking.
Ques: In SBI CBO CBT 2026, which section carries the highest and lowest weightage?
Ans: In SBI CBO 2026 CBT exam, Banking Knowledge carries the highest weightage with 40 marks, while Computer Aptitude carries the lowest weightage with 20 marks, making prioritisation important during preparation.
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