The 2026 operational expansion of the Ayushman Bharat PM-JAY health insurance scheme ensures universal health cover to which target group?
All citizens aged 70 years and above regardless of income
The Ayushman Bharat Pradhan Mantri Jan Arogya Yojana (AB PM-JAY) is the world's largest publicly funded health assurance scheme, originally launched in 2018 to provide an annual health cover of Rs. 5 lakh per family for secondary and tertiary care hospitalisation to poor and vulnerable households.
In 2024, the Union Cabinet approved an expansion of the scheme to extend universal health coverage to all senior citizens aged 70 years and above, regardless of their income or socio-economic status.
The operational rollout of this expansion in 2026 ensures that every elderly citizen in this age bracket receives cashless treatment benefits under the scheme.
Hence, the correct answer is All citizens aged 70 years and above regardless of income.
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