Medisep is a unique and comprehensive social insurance scheme. This scheme was implemented by which state government?
Kerala
The correct answer is Kerala.
MEDISEP — Medical Insurance Scheme for State Employees, Pensioners and their Families — was launched by the Government of Kerala in July 2022. Administered through Oriental Insurance and empanelled hospitals, it offers cashless treatment of up to ₹3 lakh per family per year (with additional coverage for critical illnesses) to about 30 lakh beneficiaries — state government employees, aided-school teachers, pensioners and their dependants.
Karnataka, Chhattisgarh and Rajasthan have separate health-insurance schemes (Jyothi Sanjeevini, Ayushman-linked initiatives, Chiranjeevi, etc.) but not MEDISEP. Hence MEDISEP is a Kerala scheme.
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