The Government of India approved the Ayushman Bharat Pradhan Mantri Jan Arogya Yojana (AB-PM-JAY) in the year ______.
2018
Understanding the Ayushman Bharat Pradhan Mantri Jan Arogya Yojana (AB-PM-JAY) Approval Year
The question asks about the year in which the Government of India approved the Ayushman Bharat Pradhan Mantri Jan Arogya Yojana (AB-PM-JAY). This scheme is a significant healthcare initiative by the Indian government. Knowing the correct approval year is important for understanding the timeline of major government programs aimed at providing health coverage.
Approval Year of AB-PM-JAY
The Ayushman Bharat Pradhan Mantri Jan Arogya Yojana (AB-PM-JAY) was indeed approved by the Government of India in the year 2018. It was launched later that year, building upon and subsuming previous schemes like the Rashtriya Swasthya Bima Yojana (RSBY).
This scheme aims to provide health coverage to the poor and vulnerable population of India. The approval in 2018 marked a major step towards achieving Universal Health Coverage in the country.
Key Aspects of AB-PM-JAY Approved in 2018
- Target Beneficiaries: Aims to cover over 10 crore poor and vulnerable families (approximately 50 crore individuals).
- Coverage Amount: Provides an insurance cover of up to ₹5 lakh per family per year for secondary and tertiary hospitalization.
- cashless Treatment: Designed to be cashless and paperless at empanelled public and private hospitals.
- Scope: Covers pre-hospitalisation expenses, hospitalisation expenses, and post-hospitalisation expenses for various medical and surgical procedures.
Let's look at the options provided:
| Option | Year | Status for AB-PM-JAY Approval |
|---|---|---|
| 1 | 2018 | Correct year of approval |
| 2 | 2014 | Incorrect. While significant schemes were launched around this time, AB-PM-JAY was not approved then. |
| 3 | 2019 | Incorrect. The scheme was approved and launched before 2019. |
| 4 | 2015 | Incorrect. The scheme was not approved in 2015. |
Based on the official information regarding the scheme, the approval by the Government of India took place in 2018.
Revision Table: Key Ayushman Bharat Facts
| Aspect | Detail |
|---|---|
| Scheme Name | Ayushman Bharat Pradhan Mantri Jan Arogya Yojana (AB-PM-JAY) |
| Approved Year | 2018 |
| Launching Year | 2018 |
| Ministry | Ministry of Health and Family Welfare |
| Implementing Agency | National Health Authority (NHA) |
| Coverage per Family | Up to ₹5 lakh per year |
Additional Information: Ayushman Bharat and Health Schemes
Ayushman Bharat is a flagship scheme of the Government of India that was launched in 2018 as recommended by the National Health Policy 2017. It is a program with two interconnected components:
- Health and Wellness Centres (HWCs): Aimed at bringing healthcare closer to the homes of people. They provide comprehensive primary healthcare.
- Pradhan Mantri Jan Arogya Yojana (PM-JAY): This is the health insurance component, providing financial risk protection for secondary and tertiary care hospitalizations.
PM-JAY is considered the world's largest health insurance scheme funded by the government. It is designed to cover the bottom 40% of the Indian population, identified based on deprivation criteria from the Socio-Economic Caste Census (SECC) database for rural areas and occupational criteria for urban areas. The scheme's approval in 2018 was a pivotal moment in India's public health journey.
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