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Question

In May 2026, the Indian Cyber Crime Coordination Centre (I4C) signed a Memorandum of Understanding (MoU) with which organization to strengthen AI-driven detection of mule accounts and combat cyber-enabled financial frauds?

The correct answer is

Reserve Bank Innovation Hub (RBIH)

The Indian Cyber Crime Coordination Centre (I4C) under the Ministry of Home Affairs signed a Memorandum of Understanding with the Reserve Bank Innovation Hub (RBIH) in May 2026 to jointly develop AI-driven tools for detecting mule bank accounts and combating cyber-enabled financial frauds.

NPCI operates retail payment systems, CERT-In handles cyber incident response, and NIC provides government IT infrastructure; the specific MoU for AI-based mule-account detection was with RBIH.

Hence, the answer is Reserve Bank Innovation Hub (RBIH).

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