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Question

As of December 2025, under the Pradhan Mantri Jan-Dhan Yojana (PMJDY), eligible account holders can access an overdraft facility of up to:

The correct answer is
₹10,000

PMJDY Overdraft Facility Limit Explained

The Pradhan Mantri Jan-Dhan Yojana (PMJDY) provides eligible account holders with access to an overdraft (OD) facility.

Key Detail:

  • As per the scheme guidelines, eligible beneficiaries can avail an overdraft facility up to \text{₹}10,000.

This facility allows account holders to draw an amount even if their account balance is zero, subject to certain conditions and eligibility criteria defined by the banks.

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Important Questions from Government Schemes

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  2. In July 2021, which of the following persons declared herself/himself brand ambassador of 'Khadi Prakritik Paint', made from cow dung by the Khadi and Village Industries Commission?

  3. Which of the following schemes was launched for the welfare of the unorganised sector workers and labourers on 26 August 2021?

  4. Which of the following schemes was launched for the welfare of the unorganised sector workers and labourers on 26 August 2021?

  5. In which year was the Digital India mission launched?

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