“An Indian farmer is born in debt, lives in debt, dies in debt and bequeath debt” said by ______
Sir Malcolm Darling
The famous remark on rural indebtedness in India comes from the British civil servant Sir Malcolm Lyall Darling.
In his 1925 study 'The Punjab Peasant in Prosperity and Debt', he observed that the Indian farmer is born in debt, lives in debt, dies in debt and bequeaths debt to his heirs.
The statement highlights how moneylender credit at high interest kept farm families trapped in debt across generations, a problem later addressed by cooperative credit and institutional rural banking.
Adam Smith, Gandhi and Amartya Sen are not the authors of this observation.
Hence, Sir Malcolm Darling.
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