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Question

Which among the following is not exempted from compulsory insurance against third party risks?

The correct answer is
Private vehicles

Third Party Insurance Exemptions Explained

Compulsory insurance against third-party risks is mandatory for vehicles to cover potential damages or injuries caused to others in an accident. However, certain vehicle types might be exempt.

Understanding Vehicle Exemptions

The law generally provides exemptions for vehicles owned and operated by government bodies, recognizing their specific roles and liabilities. Based on typical regulations:

  • State Government vehicles are usually exempted.
  • Municipal authorities' vehicles are usually exempted.
  • Central Government vehicles are usually exempted.

Identifying Non-Exempted Vehicles

Private vehicles, used for personal transportation, do not fall under these governmental exemptions. They are legally required to carry compulsory third-party insurance.

Therefore, private vehicles are the category that is not exempted from compulsory insurance against third-party risks.

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Important Questions from Other Laws

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