Thunderstorm clouds exhibit a distinct electrical charge separation due to complex microphysical processes involving ice particles and water droplets.
Therefore, the typical charge distribution is positive in the upper part and negative in the middle and lower parts.
The sequence of events in a cloud to ground electrical discharge is

The above cartoon exhibits a cloud during the mature stage of development of a simple convective thunderstorm. The simplest charge structure sequence in boxes. A, B, C, respectively, can be depicted as follows. Positive charges are shown as +++ and negative charges ---