Understanding India's Aadhar Based Mobile Payment App

The question asks to identify the Aadhar based mobile payment application that was launched by the Government of India. This points towards an application designed to facilitate digital payments, potentially leveraging the Aadhar identity system for user authentication or linking.

Let's look at the options provided:

• SAMAY
• ARJUN
• SAKSHAT
• BHIM

Upon reviewing these options and general knowledge about digital initiatives by the Indian Government, the application that fits the description is BHIM.

About the BHIM App

BHIM stands for Bharat Interface for Money. It is a mobile payment application developed by the National Payments Corporation of India (NPCI), a government-backed initiative. BHIM is based on the Unified Payments Interface (UPI).

Key features related to the question:

• Launched by Government of India: The app was indeed launched by the Government of India as a major step towards digital payments.
• Mobile Payment Application: Its primary function is to enable simple and fast mobile payments. Users can send or receive money directly through their mobile phones.
• Aadhar Integration: While primarily UPI-based, BHIM has provisions that can be linked with Aadhar-enabled payment systems (AePS), and the underlying UPI framework allows transactions linking bank accounts, which can in turn be linked to Aadhar. It was promoted as a way to use Aadhar for payments (via UPI linked accounts).

Considering these points, BHIM is the correct application that matches the description of an Aadhar based mobile payment application launched by the India Government.

The other options are not widely known as mobile payment applications launched by the Indian Government. SAMAY and ARJUN do not correspond to government payment apps. SAKSHAT is related to an e-learning portal, not payments.

Therefore, the application launched by the India Government as an Aadhar based mobile payment application is BHIM.