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Question

Select the option that will improve the underlined part of the given sentence.

Sahukaars provide loan in 2% interest rate for a month , which is higher than the bank charges.

The correct answer is

at 2% interest rate per month

Improving Sentence Structure and Grammar

The question asks us to select the best option to replace the underlined part in the sentence: "Sahukaars provide loan in 2% interest rate for a month, which is higher than the bank charges." The goal is to correct the grammar and improve the phrasing related to the interest rate and time period.

Analyzing the Original Sentence Part

The phrase "in 2% interest rate for a month" has a few issues:

  • Using "in" with an interest rate percentage is not standard. The correct preposition is usually "at".
  • While "for a month" is understandable, "per month" or "monthly" is the standard way to express a rate applied over a monthly period.

Evaluating the Options for Sentence Improvement

Let's look at each option and see how it addresses the issues:

  • Option 1:
    <p>at 2% interest in a month</p>

    This option uses "at 2% interest," which is better than "in 2% interest rate." However, it omits "rate" after "interest" and uses "in a month," which is less precise for a recurring rate than "per month."

  • Option 2:
    <p>at 2% interest rate per month</p>

    This option uses "at 2% interest rate," correctly using "at" with the rate and including "interest rate." It also uses "per month," which is the standard and most appropriate way to express the rate period in this context.

  • Option 3:
    <p>for 2% interest for a month</p>

    This option uses "for 2% interest." Using "for" with the rate is incorrect; "at" is preferred. It also omits "rate" after "interest." "for a month" is used, which is less standard for expressing a rate period compared to "per month."

  • Option 4:
    <p>for 2% interest rate every month</p>

    This option uses "for 2% interest rate." Similar to Option 3, using "for" with the rate is incorrect. While "every month" expresses the period, "per month" is more commonly used in financial contexts when stating a rate.

Determining the Correct and Improved Phrasing

Comparing the options, Option 2 "at 2% interest rate per month" uses the correct preposition "at" with the interest rate, includes "interest rate," and uses the most standard phrasing "per month" to specify the rate period.

The improved sentence would be: "Sahukaars provide loan at 2% interest rate per month, which is higher than the bank charges."

Conclusion on Sentence Improvement

The option that provides the most accurate and grammatically correct phrasing for the underlined part is "at 2% interest rate per month". It correctly uses the preposition 'at' with the rate and 'per month' for the time period, which is standard in financial contexts.

Phrase/Preposition Usage Context Example
at Used with a specific rate or percentage Interest rate at $\text{5\%}$
per month Used to indicate a rate or amount for each month $\text{\$100}$ per month, interest per month
for a month Used to indicate duration or amount for the duration Loan taken for a month, $\text{\$100}$ paid for a month

Revision Table: Prepositions with Rates and Time

Concept Correct Usage Incorrect Usage Examples
Interest Rate Preposition Use 'at' with the percentage. 'in 2%', 'for 2%'
Rate Period Use 'per' + time period (e.g., per month, per year). 'in a month' (for rate), 'for a month' (for rate)

Additional Information: Understanding Financial Phrasing

In financial contexts, precision in language is important. When discussing interest rates:

  • We typically say interest is calculated or applied at a certain rate (e.g., at 2%, at 5% per annum).
  • The period over which the rate applies is usually specified using "per" (e.g., per month, per year, per annum).
  • Phrases like "for a month" usually refer to the duration of something (like a loan term) or a total amount for that duration, rather than the rate itself.

Using standard phrasing like "at 2% interest rate per month" makes the sentence clear, grammatically sound, and aligned with common financial terminology.

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Important Questions from Miscellaneous

  1. A stone is thrown horizontally from the top of a 20 m high building with a speed of 12 m/s. It hits the ground at a distance R from the building. Taking g = 10 m/s2 and neglecting air resistance will give :

  2. A sphere of volume V is made of a material with lower density than water. While on Earth, it floats on water with its volume f1V (f1 < 1) submerged. On the other hand, on a spaceship accelerating with acceleration a < g (g is the acceleration due to gravity on Earth) in outer space, its submerged volume in water is f2V. Then:

  3. A railway wagon (open at the top) of mass M1 is moving with speed v1 along a straight track. As a result of rain, after some time it gets partially filled with water so that the mass of the wagon becomes M2 and speed becomes v2. Taking the rain to be falling vertically and the water stationery inside the wagon, the relation between the two speeds v1 and v2 is :

  4. Consider the following statements:

    1. Distance between the longitudes becomes zero on North Pole and South Pole.

    2. Distance between the longitudes is maximum on the Equator.

    3. Number of longitudes is more than number of latitudes.

    Which of the statements given above is/are correct?

  5. One block of 2⋅0 kg mass is placed on top of another block of 3⋅0 kg mass. The coefficient of static friction between the two blocks is 0⋅2. The bottom block is pulled with a horizontal force F such that both the blocks move together without slipping. Taking acceleration due to gravity as 10 m/s2, the maximum value of the frictional force is :

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