An ATM PIN consists of digits. A four-digit PIN can be represented as $ABCD$, where A, B, C, and D are digits from 0 through 9.
The condition is that the PIN must read the same forwards and backward, meaning it must be a palindrome.
For a four-digit PIN $ABCD$ to be a palindrome, the following must be true:
Thus, any palindromic four-digit PIN must have the form $ABBA$.
To find the total number of possible palindromic PINs, we need to count the independent choices for the digits.
The total number of unique four-digit palindromic PINs is the product of the number of choices for $A$ and $B$.
Total Possible PINs = (Choices for $A$) $\times$ (Choices for $B$)
Total Possible PINs = $10 \times 10 = 100$.
There are exactly 100 possible four-digit ATM PINs that are palindromic.