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Question

As per the Economic Survey 2021, in which of the following states did the proportion of households that had health insurance decrease by 12% from 2015-16 to 2019-20?

The correct answer is

West Bengal 

Economic Survey 2021 Findings on Health Insurance

The question asks about a specific finding from the Economic Survey 2021 regarding the change in household health insurance coverage between 2015-16 and 2019-20 in a particular state.

The Economic Survey 2020-21, in its chapter focusing on healthcare, analyzed health indicators across states using data primarily from the National Family Health Survey (NFHS). It compared data from NFHS-4 (2015-16) and NFHS-5 (2019-20), which provided insights into various health metrics, including the proportion of households covered by health insurance or financing schemes.

Analyzing Health Insurance Coverage Trends

The survey highlighted general improvements in health insurance coverage across India. However, it also pointed out variations among states. While many states showed an increase in the proportion of households with health insurance, some experienced a decrease.

The data presented in the Economic Survey 2021 specifically indicated that the proportion of households having health insurance or being covered by financing schemes decreased significantly in one of the major states listed in the options.

Identifying the State with the 12% Decrease

Based on the data presented in the Economic Survey 2020-21, the state that witnessed a notable decrease in the proportion of households covered by health insurance schemes between NFHS-4 (2015-16) and NFHS-5 (2019-20) was West Bengal.

The data showed that in West Bengal, the proportion of households with health insurance or covered by health financing schemes fell by approximately 12 percentage points during this period.

Let's look at the options provided:

  • West Bengal
  • Assam
  • Bihar
  • Sikkim

Comparing this information with the details from the Economic Survey 2021, the state that matches the condition of a 12% decrease in health insurance coverage among households is West Bengal.

Economic Survey Data Comparison (NFHS-4 vs NFHS-5)

The Economic Survey 2021 utilized the National Family Health Survey data to compare key health metrics. The change in the proportion of households with health insurance was one such metric tracked. A significant finding was the decline observed in West Bengal.

State Health Insurance Coverage (2015-16 - NFHS-4) Health Insurance Coverage (2019-20 - NFHS-5) Change
West Bengal Approximate percentage (NFHS-4) Approximate percentage (NFHS-5) Approximate -12%
Other States (General Trend) Varied Generally Increased Mostly Positive

Therefore, according to the Economic Survey 2021, West Bengal was the state where the proportion of households with health insurance or financing schemes decreased by about 12% from 2015-16 to 2019-20.

Conclusion

The Economic Survey 2021 highlighted diverse trends in health insurance penetration across India. While many states showed progress, West Bengal experienced a notable decline of approximately 12 percentage points in the proportion of households covered by health insurance between 2015-16 (NFHS-4) and 2019-20 (NFHS-5).

The final answer is West Bengal.


Revision Table: Economic Survey 2021 Key Health Data

Here's a quick summary of the key points related to health insurance discussed:

Report Data Source Time Period Compared Key Finding Highlighted
Economic Survey 2020-21 NFHS-4 (2015-16) & NFHS-5 (2019-20) 2015-16 to 2019-20 Significant increase in health insurance coverage nationally; notable decrease in West Bengal (-12%)


Additional Information: Understanding Health Insurance and NFHS

What is Health Insurance?

Health insurance is a type of insurance that covers medical expenses that arise due to an illness. It can either reimburse the insured for expenses incurred from illness or injury, or pay the care provider directly.

What is the National Family Health Survey (NFHS)?

The NFHS is a large-scale, multi-round survey conducted across India. It collects data on population, health, and nutrition for India and its states/union territories. NFHS provides data on fertility, infant and child mortality, maternal and child health, nutrition, health insurance coverage, etc. NFHS-4 was conducted in 2015-16, and NFHS-5 was conducted in 2019-20 and 2020-21.

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Important Questions from Economic and Financial Affairs

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