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LIC HFL Examination 2021: Eligibility, Application Form, Syllabus, Exam Pattern, Admit Card & Cut Off

Updated On -

Jan 15, 2021

LIC that is called Life Insurance Corporation conducts examinations in Housing Finance Limited (HFL) to recruit for the vacant positions of the administrative team of the Corporation. Positions that are generally kept open for the recruitments by the authorities of the corporation whenever it is required are Assistant, Associates, and Assistant managers. It is considered as one of the most important insurance examinations that are organized at the national level.

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Aspirants who want to stabilize their career in this field of insurance can apply for the examination as it releases respectable vacancies for the seekers and appreciates each and every mind who applies for this opportunity. The latest notifications regarding the examination are always updated on the official website and are expected to arrive in a few upcoming months. The examination’s basic highlights that should be known to all the interested candidates are as follows:

Conducting body LIC HFL
Mode of LIC HFL examination Online
Phases 2 (online examination and interview)
Negative marking 0.25 marks
Time duration 2 hours in total that is 120 minutes
Maximum marks 200
Employment category Central government job
Job location/ placement India

LIC HFL Notification 2020

In 2020, the LIC called Life Insurance Corporation has released required vacancies for the interested candidates and has given a chance to all the aspirants to apply and get through the procedure for filling the position. These are the information available on the official website of the corporation and that informs the candidates regarding the new notification, which acts as a uniform platform for everybody in the same field.

As per the latest notification related to the Life Insurance Corporation HFL examination, the website informed job seekers that in total 300 vacancies have been released and to which, if the candidate’s age is within 21 to 28 and is highly interested to get recruited in the central government jobs, then one should not miss the chance to apply for the examination and give it a try. The vacancies include different administrative posts that need to be recruited. The jobs are for the Indian citizens that are eligible according to the criteria set by the examination authority. The posts that are vacant are 125 for assistant posts, 100 for assistant manager posts, and 75 for associate posts. The vacancies are generally released state-wise and it is recommended to the interested candidates to look for the interesting vacant position state wise. It will give them a clear idea regarding the position and work.

LIC HFL Vacancy

LIC HFL vacancy 2020 details

Regions State/ union territory Assistant Associate
Central Chhattisgarh, Madhya Pradesh 10 posts in a total of both the states 07 posts in a total of both the states
East central Bihar, Jharkhand, Odisha 10 posts in a total of three of the states 05 posts in a total of three of the states
Eastern Assam, Sikkim, Tripura, West Bengal 14 posts in a total of four of the states 08 posts in a total of four of the states
North central Uttar Pradesh, Uttrakhand 19 posts in a total of both the states 13 posts in a total of both the states
Northern Delhi, Haryana, Himachal Pradesh, Punjab, Rajasthan, Chandigarh 05 posts in a total of six of the states 04 posts in a total of six of the states
South central Karnataka 11 posts in total 07 posts in total
Western Gujarat, Maharashtra, Goa 24 posts in a total of three of the states 12 posts in a total of three of the states
South eastern Telangana, Andhra Pradesh 12 posts in a total of both the states 07 posts in a total of both the states
Southern Kerala, Pondicherry, Tamil Nadu, West Bengal 20 posts in a total of four of the states 12 posts in a total of four of the states
Total number of vacancies 125 75
LIC HFL Eligibility

LIC HFL Eligibility criteria

There is always a set eligibility criterion for the candidates who plan to appear in any examination whether it is a national level, state-level, or even the university examinations. These criteria, if matches the personality of the candidate allows them to appear for the examination and if not, they are clearly not allowed to give the examination by the examination conducting authority.

Every eligibility criteria are different from others and stand out because of the types of examination and the conducting body of examination is also one of the key features on what these factors depend. The eligibility criteria of LIC HFL examination 2020 are –

  • The nationality or the citizenship of the interested candidate should be Indian.
  • According to the age limit updated by the notification given on the cutoff date of 1st January 2020 is above 21 years and below 28 years.
  • Education qualification of the interested candidate should match the profile mentioned here – For assistant post, graduation degree with a minimum aggregate of 55% marks and computer skills. For Associate post, graduation degree with a minimum aggregate of 60% marks and CA-Inter and computer skills. For an assistant manager, graduation degree (minimum aggregate 60%) and 2 years full-time MBA or 2 years full-time MMS or 2 years full-time PGDBA OR PGDBM/PGPM/PGDM and computer skills.
LIC HFL Application Process

How to apply LIC HFL Application Form 2020

Visit the official website of the Life Insurance Corporation and click on LICHFL careers link and then go to the job opportunities. Now you have to click on ‘recruitment of assistant, associate, assistant manager’. Once the new page will open, download the pdf page as there is an option and then go through all the points given under the eligibility criteria section. Once you read all of it properly and agree to the terms and conditions and meet the profile of the eligible candidate, you can click on apply online.

Once the application form will get open, you can fill the form with all the required information that is asked in it like name, father’s or husband’s name, qualification, DOB, Category, Email ID, contact number, scanned copy of the photograph, signature, left thumb, and handwritten declaration image. Then you have to pay the amount that is called an application fee charged on every interested candidate while the procedure of filling the form. Then you can go for the submit button. You will be registered for the examination of the Life Insurance Corporation HFL examination and will receive the registration number and the password. Candidates can take the e-receipt and the hardcopy of the form for further use.

Application fee

The application fee is a charge that is imposed on every interested candidate who fills the form who wishes to submit it for the further procedure to get forward. Aspirants filling the application form for the vacant positions of Assistant, Assistant Manager, and Associate posts are 500/-. Also, the GST will be imposed on the total application fee under this procedure of submission which will be 18%.

There are several options available while doing the payment of the application charge fee. Because most of the time, either candidate faces difficulties while doing payment from the particular mode or they don’t carry all the options and are not comfortable in doing payment from it. So the modes of payment available for the interested candidate to pay the charges are credit card/ debit card (Rupay/ Visa/ Master Card/ Maestro), internet banking, IMPS, cash cards/ mobile wallets, etc.


The pay scale is a fixed remuneration for a particular position in the team. Generally, different positions carry different pay scale amounts because of the work that has been bifurcated among the positions and the members. And then according to the performances and the experience, it gets increased accordingly and at a uniform rate.

Payscale for the Assistant posts:

  • Basic pay is 13,980/- pm in the scale of 13980 - 860(1) – 14840 – 940(2) – 16720 – 1060(5) – 22020 – 1230(2) – 24480 – 1500(3) – 28980 – 1565(2) – 32110 and other admissible allowances.
  • In total – 23,870/- per month

Payscale for Assistant manager posts:

  • Basic pay is 32,815/- pm in the scale of 32815 – 1685(14) – 56405 – 1755(3) – 61670 and other admissible allowances.
  • In total approximately 56,000/- per month

Payscale for Associate posts:

  • Basic pay is 21,270/- pm in the scale of 21270 – 1485(3) – 25727 – 1665(15) – 50700 and other admissible allowances.
  • In total approximately 35,960/- per month
LIC HFL Exam Pattern

Examination Pattern of LIC HFL 2020

Since the procedure of selection is divided into two. That is the first stage – online examination and the second stage is the interview. Then only the candidate gets selected for the applied position or also according to the obtained marks gets allotted the vacant position.

The question paper will carry the objective type multiple choice and the language that is considered is only English. As mentioned earlier, negative marking is there of 0.25 for each wrong answer and if the question is left blank, no marks either will get deducted or given. The marks are divided in a uniform way between all the questions.

Subjects Questions Marks Duration
English language 50 50 35 minutes
Logical reasoning 50 50 35 minutes
General awareness 50 50 15 minutes
Numerical ability ( For assistant and associate ) 50 50 35 minutes
Total questions, marks, and time duration 200 200 120 minutes
LIC HFL Syllabus

LIC HFL 2020 Syllabus

Mentioned above about the examination pattern and the subjects that are going to be covered in this online examination of Life Insurance Corporation HFL, now it is time for briefing about the syllabus those subjects will carry for the candidates that will appear for the examination.

Quantitative aptitude Reasoning ability General awareness English language
  • Ratio and proportion
  • Average
  • Time and work
  • Speed, distance and time
  • Mixture and allegations
  • Stocks and shares
  • Percentage
  • Permutation and combination
  • Algebra
  • Trigonometry
  • Data interpretation
  • Mensuration
  • Probability
  • Set theory
  • Inequality
  • Coding decoding
  • Syllogism
  • Machine input output
  • Data sufficiency
  • Circular arrangement
  • Linear arrangement
  • Floor puzzle
  • Scheduling
  • Verbal reasoning
  • Ordering and ranking
  • Arrangement and pattern
  • Blood relations
  • Direction and distance
  • Current affairs
  • Indian financial system
  • Indian banking system
  • Monetary plans
  • National institution
  • Banking terms
  • Grammar
  • Vocabulary
  • Error spotting
  • Comprehension
  • Passage making
  • Jumble words
  • Fill in the blanks
  • Sentence framing
LIC HFL Admit Card

LIC HFL 2020 Admit card

Once the interested candidate will apply for the examination by filling the admission application form and by submitting the whole required information, the authority will send candidates the admit card or Life Insurance Corporation HFL examination call letter. Candidates can download the admit cards from the official website as it will be available on it as the new notification and the upcoming updates.

The admit card will contain some specific information related to the examination like examination center, examination date, enrollment number, examination time. This is the information without examination is not possible or the candidate won’t be allowed to appear in the examination. Candidates will get the confirmation of sending the admit cards through the email and the SMS on the registered phone number of yours that have been filled during the admission application form.

LIC HFL Selection Process

LIC HFL Selection Process

The selection process is divided into two stages if we look at the overview of the procedure but internally it is technically divided into four stages. The first stage is as already mentioned, the online examination with the basic pattern which has been already explained in detail above. The second stage is the interview. Candidates who will qualify the first stage according to the merit list that will get released after the examination, they will get the call for the interview. The authority that will be in charge or will be responsible for taking the interview will give marks to the candidates according to their performance in the personal interview. They will be judged on the basis of personality and the kind of answers they are giving to the authority.

After these two main steps of the procedure, the third stage is the l selection that includes the allotment of the vacant positions to the qualified candidates. The positions will be divided on the basis of combined marks obtained by a candidate in an examination and the personal interview. The merit list will get a lease and will decide who will get the particular vacant position that is assistant, associate, and assistant manager. After the completion of the d stage and selected candidates will get the job offers, the candidates will step into the d stage that will include the medical examination. These candidates have to undergo the various medical tests to get the medical fit certificate for the position and as it is one of the most important documents required to submit while in the procedure of getting recruited.

LIC HFL Cutoff

LIC HFL Cutoff

Cutoffs play a very vital role during the examinations. These are the marks that are set by the examination conducting authority like a benchmark and judge the performance of the interested candidates by the list that they release in a form of a cutoff list. Each year cutoff lists vary from the previous one that helps the candidates to be competitive and hardworking whereas an authority tries getting the best people for their administrative team by each year getting passed. The cutoff list released by the Life Insurance Corporation HFL examination in the year 2018 is –

  • English language – 15-25 marks
  • Logical reasoning – 15-25 marks
  • Numerical ability/quantitative aptitude – 15-25 marks
  • General awareness – 15-25 marks
  • Total – 60-100 marks

*The article might have information for the previous academic years, please refer the official website of the exam.


koyena biswas
how to apply for idbi executive?
kavita rani

Hi Koyena. Refer to the official website and adhere to the process mentioned there to start with the application process.

koyena biswas
how to prepare for lic hfl assistant exam?

Dear Koyena Biswas

Greetings from Collegedunia. You can prepare for LIC HFL 2020 with our practice papers and mock tests for all four sections of this examination. You can also download last year questions papers of the LIC HFL examination. For more details, kindly go through this link – LIC HFL 2020